About Loan Against Property
Need Money? Use your property to fulfil your needs and desires. Get funds for your personal needs from Samriddhi Finance Loan Against Property even it is not approved by local authority. It is simple and hassle free with speedy approvals, competitive rates, easy process and minimum paperwork.
Eligibility for Loan Against Property
- Applicant should be a resident of India
- Applicant should be at least 21 years of age to be considered eligible for the loan
- Applicant’s age should not exceed 65 years at the time of loan maturity
- Minimum tenure for which Loan Against Propertycan be availed is one year
- Maximum tenure for which Loan Against Propertycan be availed is upto 3 years
- Minimum loan amount that can be provided is Rs 5 Thousand.
Features of Loan Against Property
- Attractive rate of interest
- Available for non-income proof customers
- Flexible Loan Against Propertyscheme
- Easy, minimal documentation
- Doorstep servicing for a convenient banking experience
- No hidden charges
- Choice of tenure
- Free and safe document storage
- Easily available in Jaipur
List of Documents
Purpose |
Documents |
Identity, age and address proof |
1.ValidPassport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please visit our office |
Income proof |
Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases)
Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents |
Other documents |
Application form with photograph duly signed
2. Proof of business existence
3. Last 6 months bank statements
Note : No Pre Processing fee cheque required. |
Property related documents |
1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer |
